A recent study from the Kentucky Center for Economic Policy found that student debt forgiveness would help thousands of Kentuckians. This is not entirely new news, considering the obvious fact that student loan forgiveness would ensure many Kentuckians would no longer have to pay back their student loans. The same could be said for forgiving rent costs or internet bills—not having a bill would certainly “help” Kentuckians. But at what actual cost? Nothing in life is free. If the government begins to assume and forgive each of our debts, what effect will that have on taxpayers? How about those taxpayers that made personal choices to save, and work their way through school? The idea of student loan forgiveness might be appealing to some but will adversely impact responsible choices in the future.